Showing posts with label Saving Money. Show all posts
Showing posts with label Saving Money. Show all posts

Wednesday, 6 June 2018

Saving for the Future While Paying Off Debt


How can you save for the future when you're still paying off the past?

Monday, 21 May 2018

How to Save Money on Days Out and Holidays

How to Save Money on Days Out and Holidays



Families often struggle with budgeting for their summer holidays and days out during school breaks. The good news is that you don’t have to spend a fortune if you learn the small tricks only a handful of parents know about. Whether you are planning to go to the beach or visit a popular seaside town for the day, there are plenty of ways you can make your money go further. Below you’ll find a few tips on how to enjoy time with your family more for less.

Book Midweek

When planning a summer vacation or a main beach holiday, it is important to know when to book. A couple of months before your travel date is recommended. It is also a good idea to check popular flight comparison sitesand sign up for alerts. Some of the pages will even tell you whether you should book your flights now or wait for the prices to drop. Plane tickets are generally cheaper Tuesdays through Thursdays, and rise again by the weekend.  

Go All Inclusive

When traveling with kids, it is hard to control your spending budget. They will see the next shiny thing, such as an ice cream flavour they haven’t tried yet or Bubble tea, and there goes your money out of the window. It is always better to book all inclusive when you travel with kids, so you can at least feed them three times a day and only have to pay for snacks and special treats out of your pocket.

Use Vouchers and Coupons

Before you visit holiday booking sites, you should also check out voucher and coupon pages, to see if you can get a discount offer or a money off voucher. Visit netvouchercodes.co.uk to grab a discount offer on cruises and package holidays. You are likely to find some attractive offers that will suit your budget and travel style.

Get a Pet Sitter Instead of a Kennel

One of the greatest expenses of families going on vacation is getting the cats and dogs boarding. You don’t necessarily need to pay up to £50 per night for your pets. If your dog or cat is safe at home, and they are not likely to damage the furniture, you can hire a pet sitter or a dog walker who will look after your four-legged family members while you are enjoying your holiday, as well as keeping an eye on your house.

Family Insurance

You might want to take out an annual travel insurance that covers all your family members and save money. Individual policies are not good value for money. If you have a premium bank account, chances are that your policy will be included in your monthly fee. Check the terms and conditions to find out about the details, such as the excess amount and the events covered.
Families should make their money go further by shopping smarter when planning holidays. Use the above tips to stretch your budget and enjoy your family time.

Source: https://blog.themoneyshed.co.uk/how-to-save-money-on-days-out-and-holidays/ 

Thursday, 10 May 2018

15 Ways to Save Money Quickly



In this video Rachel Cruze asks 'Are you using these easy money-saving tricks?' If not, you’re missing out!

Sunday, 22 April 2018

How To Budget And Save Money




Are you looking for ways to stop letting money control your life?
In this video, Stefan provides you with some money management tips for how to budget and save money.

Saturday, 14 April 2018

Saving Money On 4 Huge Household Expenses


household expense

Most people suggest starting small when you want to save some cash and to go out less and skip your morning coffee. Of course, this works, and it certainly adds up over time, but it’s never going to add up to the kind of savings that most people are after. If you want to start putting tens or hundreds of pounds into your savings account, rather than pennies and the odd fiver, then you need to stop sweating the small stuff and focus on your biggest expenses; Housing, energy, transport, and food. Here are some things that you can do to cut costs.
Housing
Regardless of whether you pay rent or have a mortgage, your housing is likely to be your most significant expense, so starting there is a sensible move. The first thing that you can do is see if you can haggle with your landlord or mortgage lender to get reduced payments. This won’t always work, but sometimes it does and can save you a lot of money if you’re renting. It’s also useful in the short term if you’re on a mortgage, but, of course, means that you’ll be paying off your mortgage for a little bit longer, so think about it properly.
Energy
Energy is another huge money drain, which is unsurprising considering the number of devices that you have plugged in all day every day. To cut down your electricity bill, you need to be unplugging these devices when you’re not using them. You also need to make sure to switch off lights as you leave the room. Gas bills can also get pretty high, so you might want to consider installing double glazed windows to make your home more energy efficient. Of course, this isn’t cheap, but the windows will pay for themselves in no time.
Transport
The value of your car deteriorates over time, so you may want to think about selling yours now and consider other transport options. If your own car is a necessity, then this leasing broker has some cheap deals, many of which are sure to be cheaper than most car finance monthly repayments. This means that you’ll be able to afford a better car for less. If you can survive without a car, then public transport is even cheaper and is much better for the environment.
Food
Without self-control and proper planning, your food bill can get pretty big, so make sure you plan your meals and do a big shop at the beginning of the week, so that you know you’ve got everything that you need, and don’t order a takeaway last minute. If there is something that you buy a large quantity of, shop around and see where the cheapest place is to get it. Signing up for loyalty schemes, collecting coupons, and taking your own food to work can also save you a lot of money over time.
Running a household can get pretty pricey, so cutting the cost of big expenses is never a bad thing. With these pointers, you should find it much easier to do this, so that you can avoid living paycheck to paycheck and start saving up for something fun.
Collaborative Post
Source: https://blog.themoneyshed.co.uk/saving-money-4-huge-household-expenses/

Saving for the Future While Paying Off Debt

How can you save for the future when you're still paying off the past?