Showing posts with label Financial Goals. Show all posts
Showing posts with label Financial Goals. Show all posts

Wednesday, 6 June 2018

Who Do You Want to Be When You Grow Up?

No matter your age, it’s never too late to chase your dreams and achieve financial freedom

I don’t know about you, but the ongoing scarcity of women in leadership positions continues to blow my mind. Sometimes it’s hard to believe that it’s 2018, because not nearly enough has changed when it comes to gender equality in the last century. It’s well documented that women are just as capable, if not more so, than our male counterparts, yet we still face a tremendous amount of obstacles clawing our way into senior leadership positions.

According to an article in Inc., six of the top issues that contribute to this phenomenon include:
  1. Outdated gender biases that are deeply ingrained in workplace culture.
  2. A gap in perception—in a recent survey, 86 percent of men said women have as many or more opportunities than men do, but only 56 percent of women agreed.
  3. Women in leadership tend to be relegated to traditionally female roles, such as human resources or public relations, versus IT and finance.
  4. Continuous lip service, in which companies say they’re addressing issues of equality but they don’t hold their leadership team accountable for taking action.
  5. Disparity in pay for men and women in the same roles.
  6. Work-life balance concerns, which result in women being put on the “mommy track,” which prevents them from advancing.
Clearly it’s not easy to change workplace culture, but we’ll keep hammering away at it. In the meantime, if any of these six things sound familiar, it’s time to focus your attention on what you can change: your own mindset.

What do you want to do with your life?

Robert asked me this hard-hitting question on our first date. I told him I wanted to start my own business, and that’s what I did.
Yes, it was difficult. I had to learn through experience and a lot of trial and error. Back then, we had nothing—we even lived in our car for a short period of homelessness. It was extremely scary and stressful. But I did not give up…and things worked out just fine in the long run.
My dream became a reality because I had the courage to focus on my financial education, keep moving forward and not let the naysayers change my mindset for success. I remained steadfast in my purpose and zeroed in on my why.
With this in mind, what do YOU want to do with your life? Who do you want to be? What goals do you want to achieve? What legacy do you want to leave behind?

Do you want financial freedom?

Whether you are a mom trying to balance an impossibly tight budget, a stressed-out executive daydreaming about a better life, or just someone who has “settled” for what you have, have you put your dreams on hold? Do you yearn for something more? Something different?
Well, stop making excuses. It’s time to push yourself to the next level!
Life is a never-ending workshop, and when you stop learning, you stop living. Yes, you will make mistakes, but that’s how you learn. The important thing is to take action.

Put yourself in a position where you have to do something beyond what you think you can do. Make yourself just a little uncomfortable.

Sure, it’s scary. And you will have to fight the negativity out there—not only from your own self-doubt, but from all the people who will tell you your dreams are impossible (especially friends and family, who are either jealous or trying to protect you from making mistakes and getting hurt).
But this is how you break out of a rut, build confidence and get the skills and financial education you need to make positive changes happen. This ties in perfectly to my Be-Do-Have philosophy of chasing and achieving your dreams.
Who knows? You just may surprise yourself at what you can accomplish if you put your mind to it!

Source: http://www.richdad.com/Resources/Rich-Dad-Financial-Education-Blog/May-2018/Who-Do-You-Want-to-Be-When-You-Grow-Up.aspx

Saturday, 21 April 2018

Millionaire Habits You Should Be Doing Now




Rachel Cruz shares some millionaire habits that you can start implementing today.

Sunday, 11 March 2018

Control Your Financial Outcome - Grant Cardone



Be the master of your financial destiny with these top tips from one of the World's greatest sales pros!

Monday, 12 February 2018

TEDxAsheville - Adam Baker - Sell your crap. Pay your debt. Do what you ...



If we're honest, we all have a lot of crap in our lives - why not monetise it by selling it and using it to pay down our bad debts?



Without the noose of debt around your neck, you're truly free to follow your passions and do the things you love!

Sunday, 11 February 2018

Dealing With Debt - Overcoming Your Problems

Debt steals your freedom; it's even more virulent than cancer. You must do everything humanly possible to get out of debt.
You're in debt today probably because you lived above your means in time past or got into a messy business that drove you into debt. Three things I hate most in this world, debt, poverty and sickness. Debt could have come from your inability to control your impulses or as a product of the unexpected. Whatever the case may be you have debt and we need to deal with it squarely and eliminate it.


My guide won't just get you out of debt rather you'll get out of debt way faster than you ever imagined.
Follow the following steps to get out of debt now:
1. Control Your Spending
You can't spend money you do not have. Therefore, if you want to be debt free, you must spend less money than you earn. Start by eliminating the things you don't really need from your scale of preference i.e.. learn the act of prioritizing. How much money would you have to spend if you eliminated newspapers, magazines, cable TV, second cars and cut back on eating out?
2. Decide How You Spend Your Money
Every charity, church and good program is asking for money. "Just give a dollar." These dollars add up. If you have a job and a good income you can spend as much as you can. But if you're trying to be debt free then don't let other people tell you how to spend your money.


3. List All Your Debts
This is a very important move; it shows your seriousness to become debt free. Get a piece of paper, a Google sheet or a notepad on your computer. This list will help you have a decent idea of how much you owe. This eliminates guesswork. Another important aspect is to rank this debt from the smallest to the most expensive.
4. Set Periodic Goals
Becoming goal oriented is the best gift you can gift yourself, in all spheres of life. Goals help us churn really hard matter into tiny pieces. From your income you can set a target to pay a certain percentage monthly. The big picture of this goal oriented mission is to pay off all your debt and regain your freedom. Once these goals are in place, it will be almost impossible to ignore them. This will push you faster into accomplishing your goals than you would have originally anticipated.


5. Start Paying Off Your Debt From Highest To Lowest
Take every penny you receive above your basic living and all of the savings and apply them to your debt, Start by paying the highest then narrow down to the least. One by one pay off your debt. This will give you confidence and help you become debt free
6. Sell Almost Everything
Sell the things you don't need to raise money. It could be your TV, used books, furniture, clothes. The aim is to raise more money and pay off your debt. There's always time for stuff when you're debt free so sell them and pay off your debt.
7. Work, Work, Work
This one is mind-blowing; To pay off the faster you can work more. Overtime, second jobs, babysitting. More money simply means more debt repayment.
Let me stop here for now.




Gideon E. Richards M.D
http://gideonike.com

I'm a medical doctor, blogger and avid reader. Above all things I love dishing out life changing tips. Thanks for stopping by to read my post.
Article Source: https://EzineArticles.com/expert/Gideon_E_Richard/2281070
Article Source: http://EzineArticles.com/9763932

Saving for the Future While Paying Off Debt

How can you save for the future when you're still paying off the past?